The ABCs of Credit

Cleaning Up Your Credit

The first step is to get a copy of your merged credit report, which shows all three of the major bureaus. The index page contains contact information.

Credit Report Mistakes

Most likely, almost every item on the credit report will have some mistake, even if only slight. Make a note of all inaccuracies and send a letter to the credit bureaus.

Rebuild Your Credit

Obtain a credit card and use it a little each month to charge normal purchases such as gasoline or food. Pay the card balance in full each month.